Planning & Funding Care with Comfort Keepers of Dayton, OH
Comfort Keepers of Dayton, OH provides resources to help you and your loved one plan and fund customized home care.
Most American seniors want to remain at home instead of moving into an assisted living community or nursing home. Yet family members often worry about the safety of their senior loved one, especially when daily living assistance or personal care is needed. Not every senior has a family member who can take the time to provide this assistance. In these situations, in-home senior care, like that provided by Comfort Keepers, is a great option. But is it affordable?
Planning and funding care for a senior loved one is not something that should be left to the very last minute, but all is not lost if you are in that situation. The important thing to remember is that a little research and planning goes a long way and can pay big dividends in the long run.
Comfort Keepers of Dayton, OH Helps You Plan And Fund Care.
In most cases, in-home care will cost significantly less than an assisted living community or nursing home and your senior loved one will get to remain in the comfort and familiarity of their own home. In-home care also allows the senior and their family member to be part of the process when it comes to planning for the care, including supports, services, activities, timings, and frequency.
When it comes to funding, consider that Medicare and Medicaid cover different things for different people based upon their age and condition. For example, Medicare does not cover most long-term care, senior home care costs, or extended care. There are also financial and health requirements that must be met.
Long-term care insurance covers many parts of in-home care, but not all policies pay for the same supports or timings. It is important to shop around and pick the best long-term care insurance for your loved one's situation.
Veterans and their surviving spouses may qualify for support from the Veterans Administration. Comfort Keepers can help your senior loved one navigate the process, including rounding up documents like an original military discharge certificate, marriage certificate and/or divorce papers, social security numbers for your loved one and their spouse, personal financial documents, and so forth. If your senior loved one qualify for assistance, the VA will cover some or all their in-home care expenses.
When it comes to planning and funding senior care, it is best to plan, but a Comfort Keepers senior care coordinator can help you work through your situation either way. If your senior loved one may benefit from in-home senior care, call for a free in-home consultation today.